For my business, I’d buy the laptop in one fiscal year and then buy protection in the next. I liked the buy-later feature because it let me spread my spending a bit. That feature was great if you had a gift card somewhere or tried to play a credit-card points game. That meant you could buy it from a cheaper third-party source or even eBay. You could buy your APP from any source and then just “attach” it to your Apple serial number. Of course, if they couldn’t detect an accident, they’d sometimes cover the repair. It covered manufacturing defects and hardware failure but excluded any accidental damage. When you bought a MacBook, you had up to one year to buy the extended warranty. How AppleCare Protection Plan (APP) Used to Work
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